Short Sales

We are Short Sale Certified with an outstanding closing rate. Call us for the options available to you.

Are you or someone you know affected by Financial Hardship?

Are you facing FORECLOSURE? Do you think you are out of OPTIONS?

  • Do you owe more than your home is worth?
  • Do you have little or no equity in your home?
  • Do you have an adjustable rate mortgage now or coming due?
  • Are you relocating due to a job transfer?
  • Are you behind on your mortgage payments?
  • Are you behind on your mortgage payments due to health issues or loss of job?
  • Is the foreclosure date approaching?

A Short Sale May Be Your Solution

Welcome. We are Certified Short Sale Specialists that specialize in helping individuals that are heading into default on their current loans or are already in preforeclosure through the short sale of their home.

We handle listings and short sale negotiations for all of San Diego County.

We understand that defaulting on your mortgage can be very stressful and is often a very scary situation.

We have counseled many individuals and families in your situation and have found that many people don't realize that they have options before foreclosure and one of them is a short sale.

A short sale is when the amount owed to your mortgage lender is more than your home can be sold for.

This is where we can help. In a short sale, we negotiate with your lender(s) to accept less than the full amount owed to satisfy the debt, allowing it to be paid off "short."

Some of the benefits of a short sale are:

  1. A short sale allows your home to be sold, avoiding the stress and sometimes embarrassment of foreclosure
  2. A short sale has less of an impact on your credit than a foreclosure
  3. A short sale satisfies the debt you owe to your lender(s)

Contact Us Today - We offer discreet consultations at no cost to you and without obligation.

Our commission is paid by the bank when your home closes escrow.

You will ALWAYS deal directly with us from the first phone call all the way through to the closing.

We handle the negotiations directly with your bank at no charge to you.

Realty Executives All Area

Connie Umbarger - 619-933-9594
DRE # 01335770

Tony Flores - 619-813-7751
DRE # 01307791

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