Loss of Home Equity: Today's Reality

Before you just walk away, you owe it to yourself and your family to investigate your options. Most of the homes that go to Foreclosure are never put on the market as a short sale before they are lost to the bank!

You Have Options!

Short Sale-
Has less impact on your credit report and your ability to finance in the future. The negative impact is for a shorter period of time, usually you are able to buy a home again within 2 years.
CA Mortgage Forgiveness Debt Relief on short sales
expires 12-31-2012

Foreclosure-
Has a much greater impact on your credit report and your ability to finance in the future. The negative impact is for a much longer period of time; often you are unable to buy a home for 7 years.

You Might Be Eligible for A Short Sale if . . .
Your home is worth less than you owe and you have a legitimate hardship:
Mortgage Rate Adjustments, Loss of Employment or Reduction in Wages, Business Failure, Medical Hardship, Death in the Family, Divorce or Separation, Military Service, Overwhelming Debt Obligations, Job Relocation.

Our consultation is free and comes with no obligation. Before you just walk away, you owe it to yourself and your family to investigate your options. Call us today!

CONNIE UMBARGER SFR, D-REO (619) 933-9594
TONY FLORES SFR, D-REO (619) 813-7751
Short Sale Certified Real Estate Team
Connie.Tony@yahoo.com
http://www.HomeShopperSanDiego.com
Century 21 Award
El Cajon, 92019